The Bihar Student Credit Card Scheme is a flagship initiative by the Government of Bihar to empower students by providing financial assistance for higher education. Launched in 2016, this scheme aims to ensure that no student is deprived of education due to financial constraints.

Key Features:

• Loan Amount: Students can avail of up to ₹4 lakh as an education loan.
• Low/No Interest Rate: Loans are offered with minimal or zero interest, making it affordable for families.
• Eligibility:
  • Must be a resident of Bihar.
  • Passed Class 12 from a recognized board.
  • Admitted to a recognized institution for higher education in India.
• Coverage: The scheme covers tuition fees, books, equipment, laptops, and other academic expenses.
• Simple Application Process: Students can apply online through the official website or visit the District Registration and Counselling Center (DRCC).

Why It Matters:

This scheme not only reduces the financial burden on families but also empowers students to pursue professional and technical courses, contributing to Bihar’s socio-economic development.